Rates Of Interest. For more information about our NC Home Advantage Mortgage

Rates Of Interest. For more information about our NC Home Advantage Mortgage

The vermont Housing Finance Agency tends to make house ownership affordable for qualified house buyers in North Carolina—whether buying for the very first time or going up—with competitive financing and forgivable advance payment help. You may also be eligible for the NC Home Advantage Tax Credit, which offers up to $2,000 per year off federal taxes for buyers who apply and are approved for a Mortgage Credit Certificate (MCC) prior to the home purchase if you are a first-time home buyer (someone who hasn’t owned a home as your principal residence in the past three years) or a military veteran.

Borrowers submit an application for the NC Residence Advantage Mortgage™ through our participating loan providers and must meet up with the needs for the specific loan type—Conventional, FHA, VA or USDA—in addition to NC Housing Finance Agency directions.

For more information on our NC Residence Advantage Mortgage™ and deposit help programs, such as the NC 1 st Residence Advantage advance payment, see our Home Buyer part.

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